HomeCategoría ocultaMain trends in the fintech sector in 2023

Main trends in the fintech sector in 2023

Main trends in the fintech sector in 2023


The growth of Fintech (financial technologies) has become an increasingly popular trend, contaminating the sector with dynamism and competitiveness. Since their inception, these technologies have revolutionized how financial transactions are handled, from mobile banking to online lending, Fintech startups are changing the financial landscape and offering innovative solutions. But these advances demand a constant impetus to transform products and services to stay ahead of the curve as they serve the needs of end users. 


In this sense, explains Daniel Suero Alonso, entrepreneur, expert in the business field and financial markets that, in 2023, Fintechs will continue to expand and transform the financial sector worldwide. Here are some of the main Fintech trends to expect in the coming years.


Artificial intelligence (AI) and machine learning: As in other sectors, artificial intelligence and machine learning are two technologies that will revolutionize the financial world. The applications of AI and machine learning are varied, for example, financial organizations can use these technologies to investigate their customers’ data and predict their needs in real time. In addition, AI and machine learning will also improve the security of financial transactions by detecting fraudulent patterns.


2. Payment technologies: In 2023, Fintech companies will continue to drive the payments industry with the incorporation of unprecedented technologies, as Daniel Suero Alonso, Fintech entrepreneur and expert in the business field and financial markets, explains that these technologies include contactless payments (contactless), facial recognition, the rise of cryptocurrencies in payment options and real-time payment solutions. 


3. Digital banking: Digital banking is becoming increasingly popular around the world, especially in Latin America, so this trend may continue in 2023, with virtual banks looking to enhance their digital service offerings and include more complex products such as digital wallets and tailored savings products.


4. Automated financial advisory services: Robo-advisors or automated financial advisory services are another trend that will continue to grow. These services are based on robots that provide personalized financial recommendations to clients based on their investment objectives and risk profile. In the future, these services may expand to include wealth management recommendations.


5. Blockchain Infrastructure (blockchain): It is anticipated that blockchain will have an even greater growth in Fintech in the coming years, blockchain-based solutions can improve efficiency and reduce the costs of financial transactions, in addition to improving security through cryptography, digital identity management services and cryptocurrency wallets are two financial services in line with blockchain.


Finally, we are told by Daniel Suero Alonso, insurtech, young financial expert and entrepreneur, author of the book “How to invest your own money” that Fintechs will continue to grow and transform the financial industry in 2023. Artificial intelligence, cryptocurrencies, machine learning, digital banking services and wireless payments are just some of the trends that will continue to evolve over the next few years. Fintech technologies present many opportunities and challenges for the financial sector, and those that can embrace these trends and enhance their digital service offerings will be better prepared to face competition and capture new growth opportunities in an increasingly digital world.


Copyright Photo: https://blog.finerioconnect.com/4-tendencias-fintech-para-2023/

Related news

Football: Gianni Infantino expresses his full solidarity with Vinicius, the Real Madrid player victim...

The president of Fifa also recalled, on Monday, the process which allows the referee to stop a match marred by racist incidents.

Banca Generali, “A champion as a friend” is back

ROME (ITALPRESS) - From tennis to football, from volleyball to rugby. Four sports and four champions: Adriano Panatta, Ciccio Graziani, Andrea Lucchetta and Martin Leandro Castrogiovanni. They are the protagonists of the twenty-second edition of the initiative promoted by Banca Generali "A champion as a friend", presented at the Parioli club in Rome. The 2023 edition is proposed as a shock therapy for […]

The article Banca Generali, "A champion as a friend" is back, comes from BsNews.it - ​​Brescia News.

PM Modi Calls on Cambodian King, Assures India’s Resolve to Strengthen Ties

PM Modi met the King of Cambodia, who is on his maiden State visit to India from May 29-31, at the Rashtrapati Bhavan

Spain and the Ukrainian counteroffensive

The visit to Spain of the Ukrainian Defense Minister, Oleksii Reznikovv, has not only served to thank his counterpart Margarita Robles for the delivery of the first six Leopard 2A4 tanks that will arrive in Ukraine before the end of the month. Neither has he limited himself to recognizing Spain's contribution to the defense of Ukraine against the Russian invasion with the training of Ukrainian soldiers in Spanish territory, or the assistance provided to soldiers and officers wounded in combat. The press conference that both ministers held has revealed a greater political involvement of Spain in the war unleashed by Vladimir Putin than previously assumed. According to Reznikov, the prominent role that the government of Pedro Sánchez played in the constitution of the so-called Leopard coalition contributed significantly to overcoming German reluctance to grant the necessary permission as a manufacturer of the tanks for their delivery to the Ukrainian Army. This is not a minor issue since the Leopards not only mean increasing the firepower of the Ukrainian Army, but also constitute the spearhead of the counteroffensive that Kiev wants to unleash to recover territory in Donbas and, probably, part of the coasts. of the Black Sea and the Azov Sea that have been occupied by Russia. Keep reading....

Couple separates and throws the dog in the trash, rescued by Oipa volunteers

His owners split up and he was tossed in the trash. This is the sad story of the dog Pietro, so renamed by whoever found and rescued him, a volunteer of Oipa, the International Organization for the Protection of Animals. The animal was found in the middle of an expanse of waste, exhausted and with a high fever. "Watch: […]

Seven news that have leaked today about iOS 17

Little by little, we begin to have a clearer idea of ​​the news that could come with iOS 17.

Now, a new Weibo post from the same source that correctly leaked the yellow iPhone 14 before its official announcement reveals new features: changes to the iPhone lock screen, new features for Apple Music and much more.*100004 *

New iOS 17 Features: Latest Leaks

Today's leak says that iOS 17 will include a number of changes to the iPhone lock screen, UI updates for Apple Music, and much more.

Here is a summary of the claims:

Changes to the Control Center user interface. Support for custom categories and other organization features for the App Library. Possibility to see the lyrics of Apple Music songs directly on the lock screen. Updates to the Apple Music user interface that reduce the amount of text in favor of new images and graphics. Support for sharing custom lock screen layouts with others, presumably similar to the existing support for sharing Apple Watch faces. Additional Lock Screen customization options for fonts, emoji wallpapers, and “other features.” "Stepless" adjustment of flashlight brightness, allowing more precise control. Currently, the brightness of the flashlight can only be adjusted in three "steps".

These new rumors build on previous Bloomberg leaks, which claim that iOS 17 will allow app sideloading (but only in the European Union), as well as changes to Search and the Wallet app.

Apple will officially announce iOS 17 in less than two months at WWDC 2023, starting on June 5.

top of the week